Terms & Conditions
These Terms and Conditions govern access to and use of the alvontaro.com site, owned by Alvontaro Educación Financiera S.A.S. (hereinafter, 'Alvontaro'). By using the site you fully accept these conditions.
1. Purpose of the site
Alvontaro is an educational portal in River Plate Spanish that offers information, guides and didactic tools about financial planning, Argentine social programs and economic well-being. We do not provide financial services nor constitute investment advice.
2. Educational nature of the content
The published materials are indicative. They do not replace professional advice from certified public accountants, agents registered with the CNV, certified financial advisors, or bodies such as BCRA, AFIP or ANSES.
3. Registration and contact form
To respond to inquiries we only request name, email and message. The use of the form implies acceptance of the Privacy Policy and these terms.
4. Intellectual property
All content (text, graphics, calculators, brand and design) is the property of Alvontaro or its licensors. Commercial reproduction without prior written authorization is prohibited.
5. User conduct
You agree to use the site respectfully, without violating third-party rights or using it for illegal activities, deception or the spread of false financial information.
6. Availability and maintenance
We make reasonable efforts to keep the site available, however we do not guarantee uninterrupted operation. We may perform maintenance tasks without prior notice.
7. Limitation of liability
Alvontaro shall not be liable for financial decisions made based on the information of the site. Potential return is always adjusted for risks, and referential data (such as exchange rates) may not coincide with official values.
8. Third-party links
The site may include links to public bodies (BCRA, AFIP, ANSES, AAIP) or specialized media. We are not responsible for their content or policies.
9. Modifications
We may modify these terms at any time. New versions will be published at this URL with their effective date.
10. Governing law and jurisdiction
These terms are governed by the laws of the Argentine Republic. For any dispute, the parties submit to the Ordinary Courts of the Autonomous City of Buenos Aires.